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This just might be the EASIEST bean and cheese tacos recipe! With just two ingredients (can you guess what they are?), they’re incredibly flavorful yet perfect as a super quick meal. I’m including two methods for cooking these: our family-favorite way and my personal favorite – the same way they do it in San Antonio, where I was inspired to create these tacos!

To help ensure the Texas boy doesn’t freeze up here in the mountain cold, we spend a lot of time down in San Antonio when we can. And when we’re there, it’s not unheard of for us to have tacos for every meal during the course of a day.
In San Antonio, breakfast tacos are a way of life. And there’s no breakfast taco more loved in San Antonio than the bean and cheese taco.
Why is it considered a breakfast taco if it doesn’t have eggs? I have no idea. But it’s portable, filling, and so delicious.
But also…it’s not vegetarian. Most refried beans aren’t vegetarian, but they are today, friend! We’re using my refried beans as the bean component in these tacos. I use homemade ones but use what you like!
Reader rating
“My go-to lunch! So easy and so good!! I love any taco but these are so filling and I always have these ingredients in my house.” —Susan

grab these 2 ingredients
Alright, strap in because the list of things you need for this recipe may shock you. Jump to the recipe card for the full quantities.
- Beans: We’re using my vegan refried beans here (although you could also use store-bought).
- Cheese: For the cheese, use shredded cheddar. We want flavor in these tacos, so a mozzarella situation is not what we need.
Two Methods For Cooking
There are two ways to make a bean and cheese taco. This is just an overview. Jump to the recipe card for the full instructions.
- The first way is my favorite, and it’s how you’ll see it done at taquerias in San Antonio. Heat the refried beans on the stove until hot. Separately, heat the tortilla over an open gas flame or in a pan on the stove. When both are hot, spread the beans onto the tortilla, sprinkle with cheese, fold, and enjoy.
- The second way is a more common way of cooking them, giving the exterior a crispy texture. Spread the hot beans onto half of the tortilla, top with cheese, then fold in half. Cook on the stove until both sides are brown and crispy.


Which tortilla is best for bean and cheese Tacos?
The bean and cheese taco is best in a flour tortilla. The flavors of the corn tortillas are better suited for fillings with intense flavors (like carnitas or asada), but will overpower the mild flavor of the beans and cheese.

Pairing Ideas
Bean and cheese tacos go with everything! Here are my favorite staples:
- Mexican Street Corn Salad: Another Texas-inspired recipe – it doubles as delicious meal prep!
- Chickpea Tortilla Soup: Ready in 30 minutes and the perfect creamy contrast for these crispy tacos.

Easiest Bean And Cheese Tacos Recipe
Ingredients
- 1 tortilla, flour or corn
- ¼ cup refried beans, click for my vegan recipe
- 2 Tbsp shredded cheddar cheese
Instructions
- Heat tortilla, either on the stove or in the microwave.
- Spread refried beans (my Vegan Refried Beans recipe here) onto half of the tortilla.
- Sprinkle with shredded cheese. Fold and enjoy (or optionally cook).
- Cook (optional): For a crispy exterior, cook bean and cheese taco in a skillet over medium heat for 5 minutes per side, or until golden brown and crispy.
Notes
Nutrition
Nutrition information calculated by Sarah Bond, degreed nutritionist.



















Thanks for the simple steps to making a perfect little lunch for myself today. I am never quite sure re. amounts or how to make the outside of the tortilla taste as good as the filling! I added some sliced avocado before closing it up and heated it in a skillet and then dipped it in light sour cream. I now know I do not need to use any oil! Thank you for your simple instructions! Delish!
So happy to hear you loved it! 😀
Looks more like a quesadilla. I’ve made them with cheese and whole black beans too
My go-to lunch! So easy and so good!! I love any taco but these are so filling and I always have these ingredients in my house.
I’m so happy to hear you love the recipe, Susan! Enjoy! 😀
Best taco ever, says my wife – and I agree! I did the pan-warmed method, and it was a great combo of crispy and creamy. We topped them with salsa and sour cream, and it was a great dinner. Will make again!
You’re the best, thanks for the feedback!
What size tortilla?
I use small street taco size!